Dr Sphoorti Pai, an inspiration to new generation doctors

Media Release
September 26, 2020

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Mangaluru, Sept 26: Taking up medicine and becoming a doctor is a challenge for many youngsters these days, as the profession faces the onslaught of new diseases and viral pandemics like Covid-19. It also has to deal with social miscreants taking law into their hands and physically attacking doctors for silly reasons.

Swimming against the current, one young lady has not only chosen medicine as her profession, not just completing Post Graduate specialisation in General medicine, but she has also excelled in the field by reaching the highest level of Super Specialisation in India today, that is DM (Doctor of Medicine). She is Dr Sphoorti Pai, hailing from Shivamogga in Karnataka.

Dr Sphoorti Pai has completed DM in Endocrinology from St John's Medical College, Bengaluru and has scored the highest marks in Rajiv Gandhi University of Health Sciences. That is something for all the young doctors to ponder, as not many reach her level, nor do they match her performance. She has done that while curing hundreds of ailing poor patients in the hospitals that she has worked over the years.

Dr Sphoorti P Pai is the elder daughter of Dr Prashanth Kumar Pai and Sucheta Pai.  She did her schooling from 1st to 10th at Vasavi Vidyalaya, Kote Road, Shivamogga, completed her PUC at DVS Composite PU College, Shivamogga, MBBS and MD (General Medicine) from Bangalore Medical College and Research Institute, Bangalore. Her credentials are listed at the end of this article.

Sphoorti's father Dr Prashanth Kumar Pai is a senior consultant physician at Sahyadri Hospital Shivamogga. He is also an exponent of Hindustani Tabla and her mother Sucheta Pai is a Post Graduate in English literature from Manasagangotri Mysore. She was a lecturer at Kuvempu University Shivamogga. She is a good homemaker and an enthusiast in Hindustani Classical vocal.

Her younger sister Dr Pranati Pai is a graduate in Dental Sciences from SDM Dental College, Dharwad. At present Dr Pranati is pursuing MDS in Prosthodontics from Bapuji Dental College, Davangere. She was the under-9 yrs State Champion in chess and has won many prizes in chess tournaments. She is also good at singing and sketching.

Her paternal grandparents Shanthi Pai and Late Raghupathi Pai are from Hosangadi in Udupi District. Her grandfather was a merchant and agriculturist. Dr Sphoorti's maternal grandparents Dr Suresh D Isloor and Dr Veena S Isloor established their own nursing home Sahyadri Hospital in Shivamogga in 1964, and the hospital celebrated Golden Jubilee in 2014. Dr Suresh Isloor has been conferred the prestigious Dr BC Roy Award for his contribution in the field of Medicine. Dr Isloor is a specialist in both Eye and ENT, which is again rare in the field of medicine.

Dr Sphoorti Pai is married to Vignesh Prabhu, who is a graduate in Engineering from Bangalore Institute of Technology and MBA from Indian Institute of Management (IIM), Rohtak. He is currently placed as Manager at SLK Software, Bangalore.

Dr Sphoorti Pai's achievements:

• Class topper in school

• National Talent Search Examination Scholar – State level 25th rank and received the prestigious national scholarship from 10th standard till completion of MBBS.

• Has represented Karnataka State team, which won the gold medal in 51st National School Games 2005-2006 at Vishakapatnam.

• Has won many prizes in district, state and national level chess tournaments.

• Essay on environment was selected for publication in a book which was released by the then President of India, Dr APJ Abdul Kalam in 2006.

• Has won prizes in essay competions, drawing and music.

• Secured 6th rank in medical, 17th rank in engineering, 4th rank in ISMH in CET, Karnataka in 2008.

• 6 Gold medals in Pathology, ENT, General Medicine, Topper in 3rd and 4th year MBBS and Best outgoing student graduating from Bangalore Medical College and Research Institute in 2014.

• 13th rank in PGCET for MD entrance in 2014.

• 7th rank in MD General Medicine from Rajiv Gandhi University of Health Sciences in 2017.

• 28th rank in medicine branch for NEET super specialty entrance examination in 2017.

• Completed DM Endocrinology from St John’s Medical College Bangalore in 2020.

• Her hobbies are playing chess, singing, drawing pencil sketches and cooking.

• When asked about how she could achieve all that at such a young age, she just smiles and says, "One should have honesty, self-confidence, genuine interest and dedication in what one does. Then impossible becomes possible".

• Dr Sphoorti Pai has future plans to excel in the field of endocrinology and contribute to the well-being of her patients and society.  

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Agencies
March 24,2025

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The head of the UN agency for Palestinian refugees (UNRWA) has warned that the tight Israeli blockade on the entry of humanitarian supplies into the Gaza Strip is pushing the coastal territory closer to an acute hunger crisis.

Philippe Lazzarini made the remarks in a social media post, in which he noted that the siege, which is preventing food, medicines, water and fuel from entering the region, has lasted longer than what was in place in the first phase of the war.

Israel has banned the entry of humanitarian aid into Gaza since March 4, following the expiry of the first phase of a ceasefire and an agreement with Hamas resistance movement on the exchange of Israeli captives for Palestinian prisoners.

Lazzarini warned that Gaza’s population depends on imports via Israeli-occupied territories for their survival.

“Every day that passes without the entry of aid means more children go to bed hungry, diseases spread & deprivation deepens,” he said.

“Every day without food inches Gaza closer to an acute hunger crisis,” the UNRWA chief noted.

Lazzarini described the banning of aid as a collective punishment on Gaza’s population – the vast majority of which are children, women and ordinary men.

He called for the siege to be lifted and for humanitarian aid and commercial supplies to be brought into Gaza “uninterrupted and at scale.”

Backed by the United States and its Western allies, Israel launched the war on Gaza on October 7, 2023, after the Palestinian resistance movement Hamas carried out Operation Al-Aqsa Flood against the Israeli regime in response to its decades-long campaign of oppression against Palestinians.

The regime’s bloody onslaught on Gaza has so far killed at least 50,021 Palestinians, mostly women and children, and injured 113,274 others. Thousands more are also missing and presumed dead under the rubble.

On November 21 last year, the International Criminal Court (ICC) issued arrest warrants for Israeli Prime Minister Benjamin Netanyahu and former minister of military affairs Yoav Gallant for war crimes and crimes against humanity in Gaza.

Israel also faces a genocide case at the International Court of Justice (ICJ) for its deadly war on the blockaded coastal sliver.

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News Network
April 7,2025

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Mangaluru, Apr 7: In a chilling and heart-wrenching turn of events from Nadugallu in Nalakuru village of Sullia taluk in Dakshina Kannada, a mother and son’s desperate act to end their lives has left a community in disbelief. The duo allegedly consumed rodent poison in a joint suicide attempt, resulting in the son’s death and leaving the mother in a critical condition.

The deceased has been identified as 32-year-old Nithin, son of Kushalappa Gowda of Derappajjanamane, Nalakuru. His mother, Sulochana, is currently battling for her life in a hospital. According to sources, the incident took place three days ago, with both victims falling severely ill by the morning of April 6.

Nithin, an ITI diploma holder, had been managing his family's agricultural land. He had married Deeksha, a guest lecturer at a local college, about a year ago. At the time of the tragic incident, Deeksha was reportedly staying at her parental home. During her absence, Nithin and Sulochana allegedly consumed poison in what is believed to be a premeditated act.

Well-known in the village for his kind demeanor and strong social ties, Nithin’s untimely death has cast a shadow of grief and shock across the local community. His father, Kushalappa Gowda, is also said to be ailing.

The Subrahmanya police have registered a case and initiated an investigation to uncover the circumstances leading to this devastating event.

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News Network
April 1,2025

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As the new financial year begins, several significant financial and tax-related changes take effect from April 1, 2025. Many of these updates were announced by Finance Minister Nirmala Sitharaman in the Union Budget 2025 and have now been officially approved as part of the Finance Bill 2025.

Some of the key changes include income tax exemption on annual earnings up to Rs 12 lakh, deactivation of UPI for long-unused mobile numbers, and suspension of dividend payouts for individuals who haven’t linked their PAN with Aadhaar. Below is a comprehensive look at all the important updates.

1. Income Tax Exemption & New Tax Slabs
Under the revamped tax regime:
✅ Individuals earning up to Rs 12 lakh per year will be completely exempt from income tax.
✅ For salaried employees, a standard deduction of Rs 75,000 raises the effective tax-free limit to Rs 12.75 lakh.
✅ To claim a rebate of up to Rs 60,000, taxpayers must file their returns on time.
✅ The new tax structure applies to income earned between April 1, 2025 – March 31, 2026, and will be reflected in ITR filings for FY 2025-26 (AY 2026-27).

2. Major Changes in TDS & TCS Rules
To provide tax relief and streamline transactions, several TDS (Tax Deducted at Source) and TCS (Tax Collected at Source) amendments have been introduced:
🔹 TDS on bank interest for senior citizens has doubled from Rs 50,000 to Rs 1 lakh.
🔹 TDS on dividend income has increased to Rs 10,000.
🔹 TCS on overseas remittances under the Liberalised Remittance Scheme (LRS) has been raised from Rs 7 lakh to Rs 10 lakh.

3. UPI Deactivation for Inactive Mobile Numbers
The National Payments Corporation of India (NPCI) will start unlinking UPI IDs associated with inactive mobile numbers. If your number has been inactive for a long period:
🔸 Your bank may remove it from their records.
🔸 You could face disruptions in Google Pay, PhonePe, or any UPI-based transactions.
🔸 This change enhances security by preventing unauthorized access to old UPI-linked accounts.

4. New GST Rules
Several Goods and Services Tax (GST) updates take effect:
🔹 Multi-factor authentication (MFA) is now mandatory for logging into the GST portal, improving online security.
🔹 E-way bills can only be generated for documents issued within the last 180 days, ensuring better compliance.
🔹 Hotel room tariffs above Rs 7,500 per day are now classified as "Specified Premises," attracting an 18% GST on restaurant services.

5. Toll Tax Hike Across National Highways
From April 1, 2025, toll charges across various highways will increase:
🚗 Delhi-Meerut Expressway, NH-9: Toll for cars will rise by Rs 5 to Rs 170.
🚛 Trucks and buses will now pay Rs 580 on major highways.
🚗 Delhi-Jaipur Highway: The Kherki Daula toll plaza will maintain current rates for cars, but the monthly pass for larger vehicles will rise by Rs 20 to Rs 950.

6. End of Equalisation Levy on Digital Transactions
The Finance Act 2025 removes the Equalisation Levy, which previously imposed a 2% tax on e-commerce and 6% on online advertisements. This change aims to:
✅ Reduce tax burden on digital service providers.
✅ Attract foreign investments in India’s digital economy.

7. Positive Pay System for Cheque Payments
To prevent bank fraud, the Positive Pay System requires account holders to:
✅ Electronically submit cheque details for payments above Rs 50,000.
✅ Ensure the details match before the cheque is processed.

8. KYC Mandatory for Mutual Fund & Demat Accounts
🔹 KYC (Know Your Customer) verification is now compulsory for mutual fund and demat accounts.
🔹 Nominee details will also undergo re-verification to enhance security.

9. Major Credit Card Perk Reductions
Credit card users will see major perk reductions, particularly with SBI, IDFC First, and Axis Bank:
❌ SBI Cards will remove complimentary insurance coverage for accidents (Rs 50 lakh for air, Rs 10 lakh for rail).
❌ Reward points on SBI Cards will be slashed from 15% to just 5%.
❌ IDFC First Club Vistara cardholders will lose milestone benefits and Club Vistara Silver membership perks.
❌ Axis Bank is discontinuing Maharaja Club tier memberships and premium vouchers.

10. Minimum Balance Rules for Bank Accounts
📌 Major banks like SBI, PNB, and Canara Bank have updated their minimum balance requirements based on account location:
🏙 Urban branches will require higher minimum balances.
🏡 Rural and semi-urban accounts may have lower minimum balance thresholds.
🚨 Failing to maintain the required balance will result in penalty charges, varying by bank.

11. Unified Pension Scheme (UPS) for Government Employees
The Unified Pension Scheme (UPS), introduced in August 2024, takes effect:
✅ Central government employees under NPS can opt for UPS.
✅ Those with at least 25 years of service will receive 50% of their average basic salary as a monthly pension.

Final Thoughts

These changes, introduced as part of the Union Budget 2025, mark a significant shift in India's tax, banking, and digital transaction landscape. With higher tax exemptions, updated TDS & TCS rules, stricter banking security, and GST amendments, the new financial year aims to simplify compliance while improving financial security and economic efficiency.

Stay informed and ensure all necessary updates to your financial accounts to avoid disruptions.

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