UAE’s Life Protection Plan helps over 5,500 Indian expats

News Network
August 13, 2024

UAEplan.jpg

Launched on March 1, 2024, an insurance scheme for Indian workers in the UAE provides compensation of up to Dh75,000 for families in the event of the employee’s death, whether due to accidents or natural causes.

Over 5,500 workers have already benefited from the new welfare scheme, the Indian Consulate in Dubai said on Tuesday.

Known as the Life Protection Plan (LPP), this policy was introduced to address a gap in employment benefits for the 2.27 million blue-collar workers in the UAE.

Although many companies offer health insurance and compensation for work-related injuries and deaths, there was previously no mandatory coverage for natural deaths.

As a result, families could face financial difficulties, including repatriation costs, if their primary breadwinner passed away.

To tackle this issue, the Indian Consulate arranged a meeting between major UAE companies employing blue-collar workers and two insurance providers.

Recently, these insurance providers, namely, Extra Co Group of Companies and Gargash Insurance, completed formalities – at the Consulate – for workers to subscribe to the scheme.

However, this plan has to be opted by the employers or companies for their employees and is currently not available for individual subscribers.

What do the benefits entail?

The Life Protection Plan for workers offers extensive coverage, including worldwide protection, for employees with a UAE employment visa.

It provides benefits for death from any cause, whether natural or accidental, and includes coverage for permanent total or partial disability due to an accident.

Additionally, the plan covers repatriation expenses up to Dh12,000 per person in the event of death. The coverage is available for individuals aged 18 to 70 years.

How much does the plan cost?

•    Dh72 per year – Dh75,000 compensation
•    Dh50 per year – Dh50,000 compensation
•    Dh37 per year – Dh35,000 compensation

Notably, around 3.5 million Indians live in the UAE, with about 65 per cent employed in blue-collar jobs, according to the Indian Consulate.

In 2022, the mission reported 1,750 deaths in Dubai, with 1,100 being workers. A similar pattern was observed in 2023, with 1,000 worker deaths out of a total of 1,513. Over 90 percent of these deaths were due to natural causes.

Comments

Add new comment

  • Coastaldigest.com reserves the right to delete or block any comments.
  • Coastaldigset.com is not responsible for its readers’ comments.
  • Comments that are abusive, incendiary or irrelevant are strictly prohibited.
  • Please use a genuine email ID and provide your name to avoid reject.
News Network
April 14,2025

PMModi.jpg

New Delhi: Prime Minister Narendra Modi launched a scathing attack on the Congress on Sunday, accusing the party of indulging in minority appeasement and vote-bank politics over its opposition to the amended Waqf Act. Speaking at the inauguration of Hisar Airport in Haryana, the Prime Minister also questioned the Congress’s commitment to the Muslim community, asking why the party had never appointed a Muslim president or reserved a significant portion of election tickets for Muslim candidates.

“Congress has appeased only a few fundamentalists while keeping the majority of Muslims poor and uneducated,” Modi said. “If the Congress truly cares for Muslims, let them make a Muslim the party president and reserve 50 per cent of their Lok Sabha tickets for Muslim candidates. But they won’t. Their only aim is to snatch away others’ rights for political gains.”

He alleged that the Congress misused the Waqf law to benefit select groups and land mafias. “Lakhs of hectares of land under Waqf have been misused. If it had been used honestly, Muslim youth wouldn’t be forced to fix bicycle punctures for a living,” Modi remarked. “With the new amendments, Waqf Boards can no longer claim land belonging to tribals or marginalized communities. This is true social justice.”

Modi linked the Waqf law controversy to what he called the Congress’s legacy of undermining Dr B.R. Ambedkar. Remembering Ambedkar on his birth anniversary, the Prime Minister accused the Congress of sidelining him during his lifetime and attempting to erase his legacy after his death.

“Babasaheb Ambedkar stood for equality, but Congress infected the nation with the virus of vote-bank politics. They made him lose elections twice and tried to keep him out of the system,” Modi said, adding that every policy of his government is inspired by Ambedkar’s ideals.

He also took aim at the Congress’s stance on the Uniform Civil Code, noting that while the Constitution recommends a common civil code, the Congress never implemented it. “Today, Uttarakhand has implemented a Uniform Civil Code, and Congress is opposing it. This shows their double standards,” he said.

In response, Congress president Mallikarjun Kharge hit back, accusing the BJP of using Ambedkar’s name for political mileage while failing to implement his principles. “Dr Ambedkar emphasised education above all. What has this government done to realise his vision?” Kharge questioned. “They only speak against Congress, against Nehru, and all we have done. But what have they achieved themselves?”

Kharge also reiterated the Congress’s demand for immediate implementation of the Women’s Reservation Act, which mandates 33 per cent representation for women in Parliament and state assemblies. “When the bill was passed two years ago, we demanded SC, ST, and OBC women be included in the reservation. This remains our goal,” he said.

The exchange marks a sharp escalation in the war of words between the two national parties ahead of the upcoming general elections, with both sides invoking Ambedkar’s legacy to bolster their political narratives.

Comments

Add new comment

  • Coastaldigest.com reserves the right to delete or block any comments.
  • Coastaldigset.com is not responsible for its readers’ comments.
  • Comments that are abusive, incendiary or irrelevant are strictly prohibited.
  • Please use a genuine email ID and provide your name to avoid reject.
Agencies
April 18,2025

siddurahul.jpg

New Delhi: Former Congress president Rahul Gandhi has written to Karnataka Chief Minister Siddaramaiah, urging the state government to enact a law named Rohith Vemula Act for ensuring that no one faces caste-based discrimination in the education system.

In his letter to the Karnataka CM, Gandhi highlighted the discrimination BR Ambedkar faced in his lifetime.

"Here he describes an incident during a long bullock cart journey: 'There was plenty of food with us. There was hunger burning within us; with all this we were to sleep without food; that was because we could get no water, and we could get no water because we were untouchables'.

"He tells us about his experience in school: 'I knew I was an untouchable, and that untouchables were subjected to certain indignities and discriminations. For instance, I knew that in the school I could not sit in the midst of my classmates according to my rank, but I was to sit in a corner by myself'," Gandhi said quoting Ambedkar.

The Congress leader said Siddaramaiah would agree that what Ambedkar faced was shameful and should not be endured by any child in India.

"It is a shame that even today millions of students from Dalit, Adivasi and OBC communities have to face such brutal discrimination in our educational system," Gandhi said.

"The murder of bright young people like Rohith Vemula, Payal Tadvi and Darshan Solanki is simply not acceptable. It is time to put a firm end to this. I urge the Karnataka government to enact the Rohith Vemula Act so that no child of India has to face what Dr. B.R. Ambedkar, Rohit Vemula and millions of others have had to endure," Gandhi said in his letter to the Karnataka chief minister dated April 16.

Rohith Vemula, a Dalit student, died by suicide due to caste-based discrimination, in 2016.

Sharing the letter on X, Gandhi said, "Recently, I met students and teachers from Dalit, Adivasi and OBC communities in Parliament. During the conversation, they told me how they have to face caste-based discrimination in colleges and universities." Ambedkar had shown that education is the only means by which even the deprived can become empowered and break the caste system, Gandhi said.

But it is very unfortunate that even after decades, lakhs of students are facing caste discrimination in our education system, he said.

"This discrimination has taken the lives of promising students like Rohith Vemula, Payal Tadvi and Darshan Solanki. Such horrific incidents cannot be tolerated at any cost. Now is the time to put a complete stop to this injustice," he said.

"I have written a letter to Siddaramaiah ji and requested that the Rohith Vemula Act be implemented in Karnataka. No child in India should face the casteism that Babasaheb Ambedkar, Rohith Vemula and crores of people have suffered," he said.

Comments

Add new comment

  • Coastaldigest.com reserves the right to delete or block any comments.
  • Coastaldigset.com is not responsible for its readers’ comments.
  • Comments that are abusive, incendiary or irrelevant are strictly prohibited.
  • Please use a genuine email ID and provide your name to avoid reject.
News Network
April 21,2025

popefrancis.jpg

Pope Francis, the beloved spiritual leader of 1.4 billion Catholics worldwide, has passed away at the age of 88. After battling age-related illnesses and spending over a month in the hospital, he departed peacefully, leaving behind a legacy of compassion, humility, and service. His death marks the end of an era and opens a sacred and solemn chapter of transition for the Roman Catholic Church.

The Final Hours and Ancient Rituals

With the pope’s passing, the Vatican enters the interregnum — a time between the end of one papacy and the beginning of another. The camerlengo, the Church's administrator of temporal affairs, performs a centuries-old ritual to confirm the pope’s death. He gently calls the pontiff’s baptismal name three times. If there is no response, the pope is declared dead — a symbolic moment of both loss and tradition.

An earlier custom involved tapping the pope's forehead with a small silver hammer, a practice discontinued after 1963.

The camerlengo then seals the papal apartment and prepares for the destruction of the Fisherman’s Ring and the papal seal — powerful symbols of papal authority. Their destruction signifies the official end of the pontiff’s reign.

A Funeral Rooted in Legacy

In accordance with the constitution Universi Dominici Gregis, the pope’s funeral must be held within four to six days. It will most likely take place at St. Peter’s Basilica, unless otherwise requested by the pope himself. A nine-day mourning period, known as novemdiales, follows the funeral.

The Sacred Search for a Successor

Around 15 to 20 days after the pope's passing, the papal conclave begins — a profoundly secretive and spiritual election process. Cardinals under the age of 80 gather in the Sistine Chapel, cut off entirely from the outside world, including phones and media.

They vote in repeated rounds. After each, ballots are burned. Black smoke rising from the chimney signals no decision. White smoke proclaims that a new pope has been chosen.

"Habemus Papam" — A New Dawn

Once a cardinal is elected and he accepts the sacred role, he chooses a papal name — often in honor of past saints or spiritual inspirations. Then, from the balcony of St. Peter’s Basilica, the senior cardinal deacon steps forward and declares to the world:

“Habemus Papam” — We have a pope.

A moment of silence gives way to thunderous cheers as the newly chosen pope steps forward, greeting the faithful and offering his first blessings. The bells of the Vatican ring out in joy, marking the beginning of a new spiritual journey for the Church and its followers.

Comments

Add new comment

  • Coastaldigest.com reserves the right to delete or block any comments.
  • Coastaldigset.com is not responsible for its readers’ comments.
  • Comments that are abusive, incendiary or irrelevant are strictly prohibited.
  • Please use a genuine email ID and provide your name to avoid reject.