UAE’s Life Protection Plan helps over 5,500 Indian expats

News Network
August 13, 2024

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Launched on March 1, 2024, an insurance scheme for Indian workers in the UAE provides compensation of up to Dh75,000 for families in the event of the employee’s death, whether due to accidents or natural causes.

Over 5,500 workers have already benefited from the new welfare scheme, the Indian Consulate in Dubai said on Tuesday.

Known as the Life Protection Plan (LPP), this policy was introduced to address a gap in employment benefits for the 2.27 million blue-collar workers in the UAE.

Although many companies offer health insurance and compensation for work-related injuries and deaths, there was previously no mandatory coverage for natural deaths.

As a result, families could face financial difficulties, including repatriation costs, if their primary breadwinner passed away.

To tackle this issue, the Indian Consulate arranged a meeting between major UAE companies employing blue-collar workers and two insurance providers.

Recently, these insurance providers, namely, Extra Co Group of Companies and Gargash Insurance, completed formalities – at the Consulate – for workers to subscribe to the scheme.

However, this plan has to be opted by the employers or companies for their employees and is currently not available for individual subscribers.

What do the benefits entail?

The Life Protection Plan for workers offers extensive coverage, including worldwide protection, for employees with a UAE employment visa.

It provides benefits for death from any cause, whether natural or accidental, and includes coverage for permanent total or partial disability due to an accident.

Additionally, the plan covers repatriation expenses up to Dh12,000 per person in the event of death. The coverage is available for individuals aged 18 to 70 years.

How much does the plan cost?

•    Dh72 per year – Dh75,000 compensation
•    Dh50 per year – Dh50,000 compensation
•    Dh37 per year – Dh35,000 compensation

Notably, around 3.5 million Indians live in the UAE, with about 65 per cent employed in blue-collar jobs, according to the Indian Consulate.

In 2022, the mission reported 1,750 deaths in Dubai, with 1,100 being workers. A similar pattern was observed in 2023, with 1,000 worker deaths out of a total of 1,513. Over 90 percent of these deaths were due to natural causes.

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News Network
November 12,2024

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The Palestinian Hamas resistance movement says its fighters have killed at least 20 Israeli soldiers in northern parts of the besieged Gaza Strip in just two days, in retaliation for the occupying regime’s genocidal war on the Palestinian territory.

In a statement on Monday evening, Hamas said that fighters of its military wing, al-Qassam Brigades, “killed at least five occupation soldiers” in northern parts of the coastal territory earlier in the day.

It added that Hamas fighters also killed 15 Israeli soldiers in the war-ravaged region on Sunday.

The resistance movement’s “qualitative operation … confirms once again the failure of the criminal Zionist entity to suppress and eradicate the Palestinian resistance, which continues to direct qualitative strikes against its terrorist soldiers,” Hamas further said on its Telegram channel.

Palestinians have increased their resistance operations in the face of intensified Israeli aggression in northern Gaza that has claimed the lives of more than 1,000 over the past weeks.

“Our valiant resistance is waging a war of attrition with the criminal enemy, inflicting daily losses on its soldiers and vehicles, and all of [Israeli prime minister Benjamin] Netanyahu’s bets and dreams of achieving any of his goals are failing,” the Gaza-based resistance movement added.

Hamas also vowed that Israel’s ongoing crimes and aggression against Gaza would be met with increased resistance and painful strikes, which will continue until the aggression against Palestinians ends and the regime fully withdraws from the blockaded territory.

As the war in Gaza enters its 14th month, the Health Ministry reports that Israeli attacks have killed at least 43,603 Palestinians and wounded 102,929 others.

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News Network
November 18,2024

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Mangaluru: The Ullal police have arrested Manohar, the owner of Vazco Beach Resort, and its manager Bharath in connection with the drowning of three college girls from Mysuru at the resort’s swimming pool on November 17.

City Commissioner of Police Anupam Agrawal confirmed the arrests, stating that a case has been registered under Section 106 of BNS. The bodies of the victims, all in their twenties, have been handed over to their parents. The women had arrived at the resort for a weekend getaway on November 16.

Following the tragic incident, the resort was sealed by officials led by Mangaluru Assistant Commissioner Harshavardhan. The trade license of the resort, issued on June 13, 2024, has been suspended, and the tourism department has temporarily revoked the resort's registration. These actions prohibit the resort from engaging in any tourism-related activities until further notice.

Someshwara TMC Chief Officer stated that the suspension was due to the resort's failure to implement adequate safety measures, which resulted in the loss of three lives. Further investigations are underway.

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News Network
November 16,2024

Mangaluru: The Kavoor police in Mangaluru, Karnataka, have arrested three individuals from Kerala in connection with two separate cybercrime cases, including one involving extortion under the guise of a "digital arrest."

City Commissioner of Police Anupam Agrawal reported that one of the arrested individuals, Nisar, a resident of Ernakulam district, posed as a CBI officer. He allegedly threatened the complainant with arrest and extorted Rs 68 lakh. A case has been filed under sections 66 (C) and 66 (D) of the IT Act, and sections 308 (2) and 381 (4) of BNS.

In another case, the Kavoor police arrested two men, Sahil K P of Thiruvannur, Kozhikode, and Muhammad Nashath of Mappila Koyilandy, Kerala, in connection with a share trade fraud. The accused are alleged to have deceived the complainant by promising substantial profits from an investment in the stock market. Trusting the fraudsters, the complainant invested Rs 90 lakh, which was subsequently lost. A case has been registered under sections 66 (C) and 66 (D) of the IT Act, and sections 318 (4) and 3 (5) of BNS.

The accused were arrested in Koyilandi and presented before the court. The operation was carried out under the guidance of City Police Commissioner Anupam Agrawal, led by Mangaluru North Sub-Division ACP Srikanth K, Kavoor Inspector Raghavendra Byndoor, Kavoor PSI Mallikarjuna Biradara, and staff members Ramanna Shetty, Bhuvaneshwari, Rajappa Kashibai, Praveen N, and Malatesh. 

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